Affordable Housing

What is affordable housing? For such a simple question, it can be a complicated answer. With the cost of living on the rise and salaries still lagging behind, the need for affordable housing is reaching a critical point. Low-income Americans, especially disabled veterans and seniors are increasing exponentially and so is the need for more affordable low and moderate housing. 


The FCAR Affordable Housing Committee is a group of REALTORS® and other real estate affiliates that work together to promote affordable housing in Frederick County. We believe that everyone, no matter what your income, deserves to have an affordable and decent place to call home. 


In addition to providing consumers with information about affordable housing options, the Affordable Housing Committee also works with local agencies that help with credit counseling, home buying education, rent assistance, and many other services.

Affordable Housing FAQ's

What does affordable housing mean? What are Section 8 vouchers and who can qualify for them? Knowing what your rights are when it comes to affordable housing will help make sure you are treated fairly. Get answers to these questions and many more by checking out our Affordable Housing Frequently Asked Questions. 

Home Buying Process

Buying a home can be a complicated process and you might not know where you should start and what the steps are. We've come up with a step-by-step process that will help you know more about purchasing a home. Each person's path to homeownership is different so be sure to consult a local REALTOR® and lender for more information. 

Videos in the Affordable Housing Series:

1. How valuable are free credit monitoring websites? 

2. Never underestimate the power of what is found on your credit history 

3. How much house can I afford?

4. Why should I use a local lender?

5. How much do I need for a down payment?

6. How do I find a local REALTOR®?

7. Who do REALTORS® represent?

8. Why should I use a local REALTOR®?

9. What is the home buying process?